Richard L. Constantine

About us


1971-1979 United States Marine Corps, Sgt. Food Services, Inventory Control Officer,
Human Relations Instructor, Drill Instructor.

1979 University of Illinois, Champaign, Illinois. Graduated ( Class 80-10) from the Police Training Institute, Police Officer Training School, 244 HRS Course.

1979 to 1983 Grundy County Sheriffs Dept, Deputy Sheriff. Bailiff, Jailer, Road Deputy. Sheridan Police Department, Chief of Police, Road Officer, Administrator, Training Officer, Chief Investigator, Port Byron Police Department, Chief of Police. Road Officer, Administrator, Training Officer, Chief Investigator.

1994 to 1996; The Kar Mart, Milan, Illinois. Credit and Collections Officer, Repossession agent.

1996 to Present; R & R Recovery L.L.C. Repossession Company owner, Manager, Chief Training officer of repossession agents and day to day Operations Chief. Compliance Officer, Lead Investigator and Repossession Agent. C.A.R.S. Certified, ( Certified Asset Recovery Specialist), C.C.R.A. Certified, (Certified Commercial Recovery Agent), CFA, ( Credentialed Field Agent), CSA, (Credentialed Support Agent), Class MR License, State of Illinois, Licensed Recovery Manager and Class E License, State of Illinois, Licensed Recovery Agent.

2002 to 2012; Over 800 hours research in Authoring Co-Authoring, writing Illinois Collateral Recovery Act 097-0576, (225 ILCS 422/1 et seq.). Springfield, Illinois. Registered Lobbyist Repossession Industry State of Illinois, Worked with both the House and Senate members for the State of Illinois, Attorneys from the Illinois Credit Union League, Members of the Illinois Sheriffs and Police Associations, Bureau Chief and Chief of Police of the Illinois Commerce Commission, Director of the Illinois Secretary of States Police, Joe Taylor, Author-Co Author of the C.A.R.S. National Certification Program, Reviewed and Approved the 25 Questions for the Illinois State Specific Test. Worked with Members of the Illinois Towing Association, Repossession Insurance Company Underwriters and Illinois Repossession Company Owners, Local Law Enforcements Sheriffs and Chief’s of Police and States Attorneys. I have spent over 21 years in the field performing repossessions both consumer and commercial, Of more than 35,000 repossessions I was directly involved in approximately 85 % were automobiles, watercraft and off road equipment, 15% were commercial semi-tractors, farm tractors and business equipment.

2002 to 2009; President and Chairman of the Board and founder of the Illinois Recovery Association.

2017; We developed a program for the training of Illinois Police Officers in Self Help Repossession Law. This training course was sent to all 16 Mobile Training Units Throughout the State of Illinois As well as Cook County and the City of Chicago and is being utilized and taught by myself throughout the State.

  • Illinois Collateral Recovery Act (225 ILCS 422/1 et seq.)
  • Illinois Law Enforcement Continuing Education Course in Self Help (Non-Judicial) Repossessions.
Expert Opinion Cases

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PO 536
Sheffield, IL 61361
United States

Office: 815-454-2557
Fax: 888-828-4898
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Case Law

In the case of Northside Motors of Florida, Inc. v. Brinkley, 282 So. 2nd (FL 1973), the court’s ruling states, in part, “The Supreme Court of the United States has since emphasized and re-emphasized that state action will not be found in the purely private conduct of an individual voluntary engaged in without some form of active assistance or cooperation on the part of the state.” This means that law enforcement shall not be involved in the self-help (non-judicial) repossession process unless some violation of law occurs.

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